News and Announcements
Medical FSA grace period reminder
Submit all 2022 Medical or Limited Purpose FSA Claims by March 31, 2023
If you have a Medical Flexible Spending Arrangement (FSA) or Limited Purpose FSA, you must submit all eligible 2022 claims for reimbursement to Navia Benefit Solutions by March 31, 2023. Expenses must have occurred between January 1 and December 31, 2022 to qualify for the 2022 plan year. The IRS requires any unused funds in your account be forfeited after March 31, unless you are eligible for carryover (see below). Forfeited funds are returned to the plan administrator, Health Care Authority. Once returned, you cannot reclaim those funds.
How to submit claims and supporting documentation
- Online: Log in to your Navia account
- Email: claims@naviabenefits.com
- Mail: Navia Benefit Solutions, PO Box 53250, Bellevue, WA 98015-3250
- Fax: 1-425-451-7002 or toll-free 1-866-535-9227
Do you qualify for carryover?
If you were enrolled in a Medical or Limited Purpose FSA during 2022 and enrolled for 2023, you are eligible for carryover of any remaining funds up to $570. If you did not enroll for 2023 and have at least $120 remaining, you are still eligible for carryover of funds up to $570. You will see the carryover funds added to your account after February 2023.
If you enrolled in a consumer-directed health plan (CDHP) with a health savings account (HSA) for 2023 and had a Medical FSA in 2022 that is eligible for carryover, your carryover funds will be deposited into a Limited Purpose FSA. This is because IRS rules do not allow you to have a CDHP with an HSA and a Medical FSA at the same time.
2022 - 1095-C & 1095-B Tax Forms
Form 1095-C FAQs
2022 1095 tax forms will be mailed out by mid-February to your home address. If you have questions please see the PEBB website here: PEBB 1095 Information.
Why am I getting Form 1095-C?
The individual shared responsibility provision of the Affordable Care Act (ACA) requires you, your spouse, and your dependents to have qualifying health insurance for the entire year, report a health coverage exemption. (The fee was reduced to zero starting in 2019.) You may receive one or more of the following tax forms to help you prepare your federal taxes, which describe your health coverage throughout the tax year: Form 1095-A, Form 1095-B, and Form 1095-C.
What is Form 1095-C?
Form 1095-C verifies if full-time employees were made an offer of health coverage by their employer that met federal standards of affordability and minimum value. Form 1095-C also reports enrollment in an employer’s self-insured health plan (e.g. Uniform Medical Plan).
Will I receive more than one form?
You may receive multiple 1095 forms depending on you and your family members’ coverage in 2022. For example:
- If you are a full time employee of a state agency, higher education institution or commodity commission, and you were enrolled in Kaiser Permanente NW or Kaiser Permanente WA, you will receive both Form 1095-C from your employer and Form 1095-B from the health plan.
- If you were employed by two or more employers during the reporting year, and you were full time (for at least one month) at each employer you may receive a Form 1095-C from each employer.
Do these forms need to be filed with individual 2022 tax returns?
No. The 1095 forms do not need to be filed with your tax return. Contact your tax professional or the IRS if you have questions. More information can also be found at Affordable Care Act Tax Provisions for Individuals and Families.
Why are you sending me Form 1095 when I don’t need to file it with my tax return?
Form 1095 is treated similarly to the W-2’s that employees receive every year from their employer. Federal law requires that both you and the IRS receive a copy of Form 1095.
When you receive your Form 1095, please take a few minutes to verify that the information is accurate. Contact the number listed on Line 10 of Form 1095-C or Line 18 of Form 1095-B to report any errors.
What should I do if the information is incorrect on the Form 1095?
- For Form 1095-C: Call the contact telephone number listed on Line 10 of the form.
- For Form 1095-B: Call the contact telephone number listed on Line 18 of the form.
Remember! You don’t need the Form 1095-B or 1095-C to file your tax return. Learn more at Affordable Care Act Tax Provisions for Individuals and Families.
I misplaced my Form 1095. How do I get a new one?
Contact your employer, the issuing medical plan (or PEBB if you meet one of the exceptions described below). The contact information can be found on:
- Line 10 of Form 1095-C, or
- Line 18 of Form 1095-B.
TIAA Consulting Appointments are Available Virtually or by Phone!
Appointments are available to meet with EWU’s TIAA financial consultant who can help you create a plan or get you started planning for retirement savings. This is a free service to you! Get answers to questions such as:
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- Are my investments a right mix to meet retirement goals?
- Am I saving enough for retirement?
- How will I take income from my account when I stop working?
You can schedule an online appointment with a TIAA Financial Consultant. Just click this link www.tiaa.org/schedulenow choose “Your Employer” then “Washington” then "Eastern Washington University" and you will be able to see all of the available dates and times. Chris Lane is our EWU consultant and has insight with EWU’s plan. He can be reached at 509-842-1524 or chris.lane@tiaa.org .You can also call 1.800.732.8353 to make an appointment.
These sessions are available to all employees who participate in TIAA as a retirement plan or through the Voluntary Investment Plan.
TIAA now offers live webinars
Keep your financial goals on track with TIAA's live webinars. Visit TIAA.org/webinars to register or watch past presentations on demand.
Department of Retirement Systems (DRS) Live Webinars!
New! Live retirement webinars for DRS members and DCP participants. See available webinars.
Find out more about your retirement plan and benefits at a time and place that is convenient for you. Webinar topics include:
- Plan 2 or Plan 3 resources and questions about which plan is right for you.
- The fundamentals of your retirement plan: Contributions, benefits, investment selections (Plan 3), retirement requirements and options.
- How DCP can help you save more for retirement
- AND MUCH MORE!
- Washington State Deferred Compensation Program (DCP)
- DCP Distributions
- Plan Choice (Plan 2 or Plan 3)
- Plan 2: PERS, TRS, SERS
- Plan 2: LEOFF, WSPRS, PSERS
- Plan 3: PERS, TRS, SERS
- Plan 3 Distributions
- Purchasing an Additional Benefit
- Early Retirement (PERS, SERS, TRS)
- Getting Ready for Retirement
- Applying for Retirement
- Benefit Payment Options at Retirement
- Returning to Work After Retirement
- Nearing Retirement Seminar (webinar version)
- Medicare (guest speaker from SHIBA)
Please see the webinar schedule for the link to join the webinar, and to review the full webinar schedule for additional webinars, dates and times. It is recommended that you log into the webinar 10-15 minutes in advance to test connection and sound. Please review how to join a DRS Webinar for tips on accessing the webinar, audio, and sending questions. For login or audio assistance, please call 360.664.7930. Please be aware the audio comes through your computer so you’ll need speakers or a headset. The webinars are not recorded.
Unable to attend a webinar? While the webinars are not recorded, many of the topics are available in the video library by scrolling the video page of the DRS website.
Important health care information regarding Premium Assistance under Medicaid and the Children’s Health Insurance Program (CHIP) and Washington Apple Health for Adults and Children
SmartHealth Wellness
SmartHealth is Washington State's voluntary wellness program that supports you on your journey toward living well. As you progress on your wellness journey, you can also qualify for rewards. Learn more by watching the SmartHealth stories video.
New to SmartHealth? Watch the new SmartHealth How-to Video
The assessment only takes about 15 minutes, personalizes your SmartHealth experience, and is the first step toward qualifying for the $125 wellness incentive. Learn more about SmartHealth for details.
Medical Flexible Spending Arrangement
Questions and Answers
Are you an employee represented by Washington Federation of State Employees (WFSE) who will be making $50,004 a year or less on November 1, 2022?
- If you meet these criteria, you will receive a $250 Medical FSA contribution from your employer in January 2022. This contribution will not come out of your paycheck. You will receive it even if you don't enroll in the Medical FSA for 2023.
- However, if you enroll in a CDHP with an HSA or waive PEBB medical coverage (except to enroll as a dependent on another PEBB account), you cannot receive the $250 contribution. This benefit was negotiated by the State of Washington in the July 2021 Health Care collective bargaining agreement.
- If you are found to be eligible for this benefit and enroll in a Medical FSA for 2023, the $250 will be added to your account in January. If you are eligible but do not enroll in a Medical FSA, Navia Benefit Solutions will open an account for you and send you a welcome letter with a debit card loaded with $250.
- If you have questions about this employer-paid benefit, please contact your benefits office.
Please note - this benefit does not apply to EWU's PSE union represented employees.
