Affordable Care Act Form 1095-C & 1095-B

About Form 1095-C

By February 2025, the Health Care Authority, on behalf of EWU, will mail 2024 Forms 1095-C and an explanatory insert to:

• EWU employees enrolled in Uniform Medical Plan for at least one month in 2024.

AND

• EWU employees who met the full-time federal guideline in 2024.

A corrected 1095 may be mailed at any time. A corrected 1095 may include additions, changes, or deletions.

Form 1095-C FAQs

Why am I getting Form 1095-C?

The individual shared responsibility provision of the Affordable Care Act (ACA) requires you, your spouse, and your dependents to have qualifying health insurance for the entire year, or report a health coverage exemption. (The fee was reduced to zero starting in 2019.) You may receive one or more of the following tax forms to help you prepare your federal taxes, which describe your health coverage throughout the tax year: Form 1095-A, Form 1095-B, and Form 1095-C.

What is Form 1095-C?

Form 1095-C verifies if full-time employees were made an offer of health coverage by EWU that met federal standards of affordability and minimum value. Form 1095-C also reports enrollment in an employer’s self-insured health plan (e.g. Uniform Medical Plan).

Will I receive more than one form? 

You may receive multiple 1095 forms depending on you and your family members’ coverage in 2024. For example:

• If you are a full-time employee of EWU, and you were enrolled in Kaiser Permanente WA, you will receive both Form 1095-C from EWU and Form 1095-B from the health plan.
• If you were employed by two or more employers during the reporting year, and you were full time (for at least one month) at each employer you may receive a Form 1095-C from each employer.

Do these forms need to be filed with individual 2024 tax returns?

No. The 1095 forms do not need to be filed with your tax return. Contact your tax professional or the IRS if you have questions.

Why are you sending me Form 1095 when I don’t need to file it with my tax return?

Form 1095 is treated similarly to the W-2’s that employees receive every year from their employer. Federal law requires that both you and the IRS receive a copy of Form 1095.

When you receive your Form 1095, please take a few minutes to verify that the information is accurate. Contact the number listed on Line 10 of Form 1095-C or Line 18 of Form 1095-B to report any errors.

What should I do if the information is incorrect on the Form 1095?

• For Form 1095-C: Call the contact telephone number listed on Line 10 of the form. 
• For Form 1095-B: Call the contact telephone number listed on Line 18 of the form.

I misplaced my Form 1095. How do I get a new one?

Contact EWU Benefits Office at 509-359-2488 or the issuing medical plan. The contact information can be found on:

• Line 10 of Form 1095-C, or
• Line 18 of Form 1095-B.

Remember! You don’t need Form 1095-B or Form 1095-C to file your tax return. Learn more at Affordable Care Act Tax Provisions for Individuals and Families.