EWU students who are participating in an internship, practicum, clinical, field study, or similar activity may be required to have Professional Liability insurance. This insurance helps ensure that students are protected against liability claims that may arise out of their internship activities.
Effective Fall 2020, most internship insurance costs are charged as a separate course fee.
Course fee amounts vary but are designed to equate to approximately $18 per student for the academic year.
Certificates of insurance will be available to students through their academic departments.
Some students may have already paid for a full year of internship insurance ($15) under the Academic Year 19-20 system and their insurance coverage may extend into Academic Year 20-21. For those students, their student account may be credited for the insurance portion of their course fee as follows:
|Term Student Paid $15 Insurance||Insurance is valid through||Student may request credit for insurance fee amounts for these terms|
|Winter 2020||Fall 2020||Fall 2020|
|Spring 2020||Winter 2021||Fall 2020 & Winter 2021|
|Summer 2020||Spring 2021||Fall 2020, Winter 2021 & Spring 2021|
To request credit, students may email the Director of Risk Management at email@example.com. The risk manager will verify the student’s prior purchase of insurance and submit the information to Student Financial Services to credit their account.
Questions or concerns should be directed to the Risk Manager, Trent Lutey, at 509-359-6618 or email to: firstname.lastname@example.org.
NOTE: Because most internship insurance is collected through a course fee, please do not purchase optional insurance through the EWU Marketplace unless you are instructed to do so by your academic department. If your academic department does instruct you to purchase insurance on your own, you may purchase the insurance here: https://secure.touchnet.net/C20347_ustores/web/store_main.jsp?STOREID=25
Insurance Terms and Coverage Limits
Each student intern who is required to have insurance or who elects to have insurance must pay for their insurance coverage. To reduce insurance costs and increase efficiency and accountability, the University works with the Department of Enterprise Services to obtain blanket insurance policies.
The limits of liability under the master policy are:
$1 million per occurrence with a $3 million per school annual aggregate for non-medical student interns.
For medical internships, the limits of liability are:
$1 million per occurrence and $5 million aggregate.
Coverage is limited to the insurance policy terms, conditions and exclusions.